GAPPERS

Gappers are the folks that fall in between.  Gappers fall in between the government programs created to help the disadvantaged, the unemployed, and mortgage payment problems.  My gaping gap is in the mortgage rule book.  If one has a government mortgage guaranteed by...

JUNK THE TAX CODE

The tax return season is upon us.  Soon, eighty million Americans will hire some of the one million tax preparers at a cost of $370 billion to wade through the 73,954 pages of tax code, more than 500 IRS tax forms, supplements, and guides to make sure we do it right....

ALCOHOL, NICOTINE, AND MARIJUANA

Alcohol, Nicotine and Cannabis.  There is no question that these products do a great deal of damage to society and the World.  They have also been around for thousands of years.  Regulations are numerous for each.  Restrictions and banns have been attempted from all...

GROWING OLD

Getting old can be enjoyable or not.  My father-in-law, Vern, a World War II veteran, has been my educator on growing old.  I have known him for almost 40 years and have watched as he has grown old, (87 years).  I remember when he was a strong young father watching...

BACKSTABBER

How convenient for the former Secretary of Defense, Robert Gates, to stand back, criticizing the President for his handling of the Afghanistan mess now that his book “Duty: Memoirs of a Secretary at War” is newly published.  He praises him as a rigorous thinker,...